Business · Reserves
Keep reserves separate from working capital.
Hold tax provisions, deposits and contingency funds in a dedicated account so operating balances reflect what is genuinely available.
- Interest
- Variable; quoted at opening
- Access
- Instant-access or fixed term
- Sweeps
- Configurable thresholds
- Eligibility
- Existing business checking relationship
What you get
Built around the decisions you actually make.
Provision accounts
Ring-fence tax and payroll obligations before they fall due.
Sweep rules
Move surplus above a chosen operating balance automatically.
Interest where applicable
Variable rates quoted at opening and shown in account details.
Detail
The features that matter in daily use.
Named reserves
Multiple labelled balances so each obligation is visible on its own.
Controlled withdrawals
Restrict who can move money out of reserve accounts.
Board reporting
Export balances and movements for management reporting.
Term options
Fixed-term deposits where funds are not needed near-term.
All credit products are subject to application, eligibility criteria, affordability assessment and approval. Rates and terms are confirmed in your credit agreement.
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