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Personal · Save with intent

Separate the money you are protecting from the money you spend.

Hold an emergency reserve, then open named goals for the things you are working toward. Automatic transfers keep contributions consistent without daily attention.

Interest
Variable, tiered; quoted at opening
Minimum opening deposit
Configured per product
Withdrawals
Instant-access, unless a term product is selected
Goals per account
Multiple named goals supported

What you get

Built around the decisions you actually make.

Emergency reserve

A dedicated account for unplanned costs, kept apart from everyday spending.

Goal-based saving

Name a goal, set a target and track progress as contributions land.

Interest where applicable

Variable rates are quoted at opening and shown in your account details.

Detail

The features that matter in daily use.

Automatic contributions

Schedule weekly or monthly transfers from checking, and pause them at any time.

Progress you can see

Each goal shows amount saved, target and time remaining at the current rate.

No lock-in by default

Instant-access savings stay available; term deposits are a separate choice.

Round-up option

Send the change from card purchases into a chosen savings goal.

All credit products are subject to application, eligibility criteria, affordability assessment and approval. Rates and terms are confirmed in your credit agreement.

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