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Upstate CorporateLicensed Banking

Personal · Everyday banking

A current account that keeps pace with everyday life.

Receive income, pay bills, move money and track spending from one clear account. Balances update as transactions clear, and every payment can be reviewed from web or mobile banking.

Account currency
Configured at opening
Monthly fee
See rates page for current structure
Overdraft
Optional, subject to application and approval
Digital wallets
Supported on compatible devices

What you get

Built around the decisions you actually make.

Direct deposit

Route salary and benefits straight into your account with standing payment instructions.

Digital payments

Send transfers, schedule bills and manage recurring payments without paperwork.

Debit card controls

Freeze the card, set spending limits and add it to a digital wallet from the app.

Detail

The features that matter in daily use.

Transaction clarity

Merchant detail, category and status on every entry, with pending items marked separately from cleared ones.

Alerts you choose

Notifications for low balance, large payments, card use abroad or failed direct debits.

Statements on demand

Download statements for any period as PDF or CSV for accounting and reference.

Joint access

Add a joint owner with full visibility, or an authorised viewer with read-only access.

All credit products are subject to application, eligibility criteria, affordability assessment and approval. Rates and terms are confirmed in your credit agreement.

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Access your account or contact support

Sign in to manage your account or reach out to our team for assistance with online banking and services.