Personal · Everyday banking
A current account that keeps pace with everyday life.
Receive income, pay bills, move money and track spending from one clear account. Balances update as transactions clear, and every payment can be reviewed from web or mobile banking.
- Account currency
- Configured at opening
- Monthly fee
- See rates page for current structure
- Overdraft
- Optional, subject to application and approval
- Digital wallets
- Supported on compatible devices
What you get
Built around the decisions you actually make.
Direct deposit
Route salary and benefits straight into your account with standing payment instructions.
Digital payments
Send transfers, schedule bills and manage recurring payments without paperwork.
Debit card controls
Freeze the card, set spending limits and add it to a digital wallet from the app.
Detail
The features that matter in daily use.
Transaction clarity
Merchant detail, category and status on every entry, with pending items marked separately from cleared ones.
Alerts you choose
Notifications for low balance, large payments, card use abroad or failed direct debits.
Statements on demand
Download statements for any period as PDF or CSV for accounting and reference.
Joint access
Add a joint owner with full visibility, or an authorised viewer with read-only access.
All credit products are subject to application, eligibility criteria, affordability assessment and approval. Rates and terms are confirmed in your credit agreement.
Related
Continue exploring
Banking relationships, opened properly
Begin an application online. Identity verification and review are separate steps, and we will tell you exactly where your application stands.